byAlma Abell

When the family car is in obvious need of replacement, there are several options to consider. One is to invest in a brand new vehicle. A different approach is to consider the merits of looking at used cars in Pittsburgh that are a good fit for the family. Here are some reasons why this latter approach deserves a second look.

The Right Used Car Will Hold Its Value – With many makes and models of new cars, there is a decrease in value the moment that they are driven off the showroom floor. This can be disconcerting, considering the price tags that are normally associated with new vehicles. By focusing more attention on high quality used cars, it is possible to find something that is in great shape, has low mileage, and is no more than a few years old. Best of all, the vehicle will tend to hold its value over the next few years.

More Manageable Car Payments – Reworking the household budget to include a car payment is not always the easiest task. The payments on new cars can be quite high. An alternative is to finance the vehicle for a longer term, but that also means paying more interest over the duration of the loan. With Pittsburgh used cars, it is often possible to obtain financing that includes payments which are much kinder to the household budget. As a bonus, the lower purchase price also means that it will be easier to pay off the car according to terms and keep the amount of interest paid within reason.

Lower Insurance Rates – While factors like where the new owner lives and how the car will be used do figure into the cost of auto insurance, the age of the vehicle also makes a difference. Expect the cost of covering a new car to be a little more than covering a gently used vehicle. When there is the need to manage expenses closely, choosing a good quality used car will mean a lower premium that fits into the budget with greater ease. A used vehicle that is properly maintained will offer all the benefits of a new model. What it will lack is the greater expense that comes with the purchase and operation of a new car. Take a look around and see what is on the market. There’s a good chance of finding a used vehicle that is a perfect fit for the family.