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Submitted by: Louis Rix
When looking around with the view to buying second hand Audis you have to take all considerations under your wing. These include the cost of running the model you desire, how much insurance you would have to payout to put the car on the road and financing choices you have to buy the car.
The choice of finance will depend to some extent on whether you are buying from a dealer or privately, the cost of the car and your credit rating. As your credit rating plays a huge part in how easy it is to get credit and also sets the rate of interest, you would obviously come out better if your rating is high. However fear not because even if you have less than a perfect score you could still get the finance. However you would expect to pay a much higher interest rate.
If looking at second hand Audis at dealerships then remember you do not have to take the finance that is offered by the dealership. While they might try to persuade you they can offer you a deal “only for today” they do not offer the money themselves. In the majority of cases you will fair better with the rate of interest by looking online and gathering quotes yourself or allowing a specialist motoring website to look on your behalf. About the only time you might be able to benefit is if you take a loan with the dealership that is offering 0% finance for a period of time. If you are able to pay the loan in this time then of course no interest will be accumulated.
Of course you will also need to check out the history of any Audi you are thinking of buying. Certain makes and models are always plagued by faults and Audi are no exception and are bound to have their own. There can also have been recalls involving specific models and these of course should have been rectified by the owner of the car at the time. You can find these on Audis website and the owner should have full documentation to prove that if the car fell into this category, then it was rectified at the time. Forums based solely on owners of Audi models are also useful for finding out problems. A little time spent browsing in one can save you money in the long run and help you to avoid the more troublesome models.
The insurance is the next factor you should take into consideration. The amount you will pay is based on the size of the engine and make and model, along with your age. Younger drivers will have less experience on the road and so are penalised for this by having to pay a higher premium. If you fall into this age group and are looking at second hand Audis with huge engines then you could well buy a car that you cannot afford to put on the road. Therefore before buying the car go to a comparison site and see how much it would cost you to insure the car.
About the Author: Louis Rix is a Director of NetCars, one of the UK’s leading motoring websites. First established in January 2000, it provides car finance, loans and insurance. We also provide an online car search for
Used Audi Cars
.
Source:
isnare.com
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